| Date Checked | 2025-12-21 23:43:00 |
|---|---|
| Graham Number | (PB)6.69 vs (PE)32.72 |
| Over / Under Value Percentage | 573.86% vs 184.39% |
| Dividend Yield | 0.00% |
| Dividend Date | None |
| Symbol | UPST |
| AssetType | Common Stock |
| Name | Upstart Holdings Inc |
| Description | Upstart Holdings, Inc. is a pioneering fintech company headquartered in San Mateo, California, that is transforming the personal lending landscape with its advanced cloud-based artificial intelligence platform. Utilizing state-of-the-art machine learning algorithms, Upstart enhances the credit decision-making process, offering improved loan approval rates and reduced borrowing costs for consumers while providing lenders with more accurate risk assessments. This disruptive approach not only challenges conventional lending practices but also positions Upstart as a leading force in the burgeoning sector of AI-driven financial services, effectively responding to the evolving needs of borrowers and financial institutions alike. |
| CIK | 1647639 |
| Exchange | NASDAQ |
| Currency | USD |
| Country | USA |
| Sector | FINANCIAL SERVICES |
| Industry | CREDIT SERVICES |
| Address | 2950 SOUTH DELAWARE STREET, SAN MATEO, CA, UNITED STATES, 94403 |
| OfficialSite | https://www.upstart.com |
| FiscalYearEnd | December |
| LatestQuarter | 2025-09-30 |
| MarketCapitalization | 4629863000 |
| EBITDA | 73052000 |
| PERatio | 183.04 |
| PEGRatio | None |
| BookValue | 7.64 |
| DividendPerShare | None |
| EPS | 0.26 |
| RevenuePerShareTTM | 10.54 |
| ProfitMargin | 0.0323 |
| OperatingMarginTTM | 0.114 |
| ReturnOnAssetsTTM | 0.0133 |
| ReturnOnEquityTTM | 0.0481 |
| RevenueTTM | 997748000 |
| GrossProfitTTM | 820609000 |
| DilutedEPSTTM | 0.26 |
| QuarterlyEarningsGrowthYOY | 2.091 |
| QuarterlyRevenueGrowthYOY | 0.653 |
| AnalystTargetPrice | 55.38 |
| AnalystRatingStrongBuy | 3 |
| AnalystRatingBuy | 4 |
| AnalystRatingHold | 6 |
| AnalystRatingSell | 2 |
| AnalystRatingStrongSell | 0 |
| TrailingPE | 183.04 |
| ForwardPE | 39.22 |
| PriceToSalesRatioTTM | 4.64 |
| PriceToBookRatio | 6.23 |
| EVToRevenue | 6.8 |
| EVToEBITDA | - |
| Beta | 2.276 |
| 52WeekHigh | 96.43 |
| 52WeekLow | 31.4 |
| 50DayMovingAverage | 45.05 |
| 200DayMovingAverage | 55.04 |
| SharesOutstanding | 97286000 |
| SharesFloat | 85009000 |
| PercentInsiders | 12.282 |
| PercentInstitutions | 72.917 |
| ExDividendDate | None |
| dateChecked | 2025-12-21 23:43:00 |
| fresh | 1 |